Based in Geleen, the Netherlands, Data Exchange Europe is the organization behind several risk management software applications. The founders of DXE started some 18 years ago as pioneers and, over time, developed best-in-class tools with a focus on improving controls and optimizing processes. Their leading product is Cretix, risk management software allowing the client to stay on top of all risk developments; in fact a risk assessment tool developed by and for credit managers. The software can be combined with ERP systems like SAP, Oracle or Microsoft. Clients foremost can be found amongst multinationals.